Wednesday, June 8, 2011

Car Insurance Claim


How to Make a Car Insurance Claim

No anyone wants to get caught up in an accident even if you are covered by a car insurance. However, since accidents can never really be foreseen, it may be inevitable that if and when it happens, you will need to formulate a claim on your coverage from your insurance source. To make things easier for you and your provider, here are some tips on making a claim

1.Never drive away from an accident, especially if a person or an animal is hurt or injured or assets is damaged.

2.Get the names and pertinent information of all involved in the accident, the insurance company will need this to practice your claim


3.A drawing of the accident is also necessary, if possible, show exact boundaries where the accident took place and road or traffic signs in the area.

4.Have your Certificate of Motor Insurance ready so that you can show it to the police or the other parties involved


Car Insurance Tricks
You will find 8 myths about car insurance that have troubled most car owners. Many owners believe and drive by these fallacies every day. 

1. The color of my car will affect my insurance rate
No. The factors that will influence your insurance rate are your vehicle’s year, make, model, body-type, engine size and driving proof.

2. My insurance rate is set by the government
This is not true. The government will not set your insurance rate. Your address, credit score and marital status will decide the premium that you will receive.

3. My credit score will not have any consequence on my car insurance rate

7 comments:

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Natalia said...

The claim process seems to me difficult as one of my friend is trying from past several weeks to obtain a claim but achieved no success. I will do remember all these points and hope they will help me. Thanks for posting.
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